Get the right loan, faster — with expert help

MSME Loan & CMA Consultancy

We help salaried individuals, self-employed professionals, and businesses secure Mudra, home, business, and LAP loans with end-to-end documentation support and bank liaison.

₹50L+

Disbursed

15+

Partners

3–7

Day Approvals

Tailored Lending

Which loan do
you need?

Compare all four loan types we assist with — amounts, rates, tenure, and who it's for.

Mudra Loan

For micro & small businesses

AmountUp to ₹20L
Rate7% – 12%
Tenure5 Yrs
CollateralNot Required

Home Loan

For purchase or renovation

AmountUp to ₹10Cr+
Rate8.35% – 11%
Tenure30 Yrs
Tax BenefitSec 24 + 80C

Business Loan

Working capital & expansion

AmountUp to ₹2Cr
Rate10% – 18%
Tenure7 Yrs
CollateralFlexible

LAP

Loan Against Property

Amount70% LTV
Rate9% – 13%
Tenure15 Yrs
UseAny Purpose
Institutional Support

Government
Loan Schemes

Active central government schemes we help you apply under — with subsidy, guarantee, and interest benefits.

Most Used

PM Mudra Yojana (PMMY)

Ministry of Finance

AmountUp to ₹20L
ForNon-farm Micro Enterprises
CollateralNil
Active

PMAY — Credit Subsidy

Ministry of Housing & Urban Affairs

SubsidyUp to ₹2.67L
ForEWS / LIG / MIG Buyers
Income LimitUp to ₹18L p.a.
Active

CGTMSE Guarantee

MSME Ministry + SIDBI

CoverageUp to ₹5Cr
ForMSMEs — No Collateral
Guarantee75–85% of Loan
Active

Stand-Up India

Ministry of Finance

Amount₹10L – ₹1Cr
ForSC / ST / Women
TenureUp to 7 Yrs
Active

PM SVANidhi

Ministry of Housing & Urban Affairs

AmountUp to ₹50K
ForStreet Vendors
Subsidy7% Interest Sub.
Active

PMEGP

MSME Ministry / KVIC

Subsidy15–35% of Cost
Max Project₹50L (Mfg) / ₹20L (Svc)
ForNew Startups

Eligibility at a glance

Key parameters banks check — CIBIL score, income, age, and ITR requirement per loan type.

Parameter Mudra Home Loan Business LAP
CIBIL Score 650+ 700+ 700+ 675+
Age Range 18 – 65 Yrs 21 – 70 Yrs 21 – 65 Yrs 21 – 70 Yrs
Min. Income / T.O. No Min. ₹25K/Mo ₹40L P.A. ₹3L P.A.
ITR Required Not Mandatory 2 Years 3 Years 2 Years
Business Vintage New OK N/A 2+ Years 1+ Year
Preparation

Documents Needed

Organised by loan type — we help you collect and prepare every document.

Mudra

  • Aadhaar + PAN Card
  • Business Proof (Udyam)
  • Last 6M Bank Statements
  • Quotation for Machinery

Home Loan

  • Form 16 / Sal. Slips
  • Property Sale Deed
  • NOC from Builder
  • Processing Fee Cheque

Business

  • 3 Years Audited Balance Sheet
  • GST Returns (1 Year)
  • Partnership/MOA
  • CMA Data Report

LAP

  • Chain of Title Docs
  • Tax Receipts (Property)
  • Repayment Track Record
  • Valuation Report (assisted)
Calculators

EMI & Eligibility Calculator

Estimate your monthly EMI and total interest before applying. Plan your finances with precision.

₹20L
9.00%
10 yrs

Monthly EMI

₹25,335

Total Interest

₹10.4L

Disbursement Timeline

Typical timeline from first consultation to money in your account.

1

Free Consultation & Eligibility Check

We review your profile, CIBIL score, ITR, and income — recommend the best loan type and lender.

2

Document Collection & Preparation

We send you a checklist, help organise KYC, financial docs, and prepare your application package.

3

Application Submission to Bank

We submit to the right lender, follow up with the bank officer, and handle any initial queries.

4

Bank Processing & Verification

Bank does credit appraisal, property valuation (for home/LAP), and field verification. We track progress daily.

Sanction & Disbursement

Mudra loans: 3–7 days. Home/LAP: 15–21 days. Amount credited directly!

Network

Lending Partners

We work with PSU banks, private banks, NBFCs, and MFIs to find you the best rate.

SBI

PSU Bank

From 8.35%

BoB

PSU Bank

Mudra / MSME

HDFC

Private Bank

From 10.5%

ICICI

Private Bank

LAP From 9.2%

BAJAJ

NBFC (Fast)

Business Loans

Ugro Cap

MSME Focus

MSME & Mudra

Why Professional Pitching
Is Important

A poorly drafted CMA or project report can instantly result in application rejection. Banks require specific ratios, justified projections, and clear intent. A professionally drafted file maximizes your chances of high quantum and low interest rates.

Loans We Facilitate
For You

We consult on all major funding requirements including MSME / CGTMSE Loans, Working Capital (CC/OD), Term Loans for machinery, Project Finance for new ventures, and Loan Against Property (LAP).

Facing Loan Rejections?
We’ve Got You

Many businesses face issues like poor CIBIL mismatch, unrealistic projections, or lack of collateral structure. We step in to analyze your existing file, restructure your financials, and reposition you perfectly in front of banks.

Testimonials

Voices of
Excellence

Reliable feedback from entrepreneurs who secured their dream funding through our expert consultancy.

Google
P

Prakash Verma

MSME Loan

1 review · 2 months ago

Secured an MSME loan easily because of the flawless project report they prepared for my manufacturing plant.

Response from owner

"We are glad to fuel your growth!"

Google
H

Harish Rao

Project Finance

1 review · 5 months ago

The CMA data preparation was quick, and we successfully pitched our funding requirement.

Response from owner

"Glad to be a long-term partner."

Google
S

Sanjay Aggarwal

Business Loan

2 reviews · 8 months ago

Extremely professional. They handled all the bank liaison so I could focus on my business.

Response from owner

"Focus on your dream, we handle the funds."

FAQ

Quick FAQs

Credit Monitoring Arrangement (CMA) data is an analysis report of the past and projected financial performance of a company, rigorously required by banks to check creditworthiness for loans.

While we provide highly professional documentation to maximize your chances, the final loan approval strictly depends on the lending bank's policies and your CIBIL score.

A standard project report and CMA data usually take 3 to 5 working days depending on the complexity of your financials and data availability.

Connect with Us

Visit Our Office

Walk in for a face-to-face consultation. We are located centrally for your convenience.

Address

Rz 364 B, Gali No 2, Near Mamta Bakery
Raj Nagar, Part-2, Palam, Delhi, 110077

Hours

Open 24 Hours

Phone

074950 13592